Temporary Buydown Calculator | Canopy Mortgage
Canopy Mortgage

Temporary Buydown Calculator

See what a seller credit does as a 2-1, 1-1 or 1-0 buydown, compared with taking the same amount off the price.

Example only. Ask your loan officer for today's rate.

What each buydown costs

OptionSeller costYear 1Year 2Years 3–30

Same money, two ways

less per month, for the life of the loan
Interactive calculators are self-help tools. All examples are hypothetical and are for illustrative purposes only. Principal and interest only; excludes taxes, insurance, mortgage insurance and HOA. 30-year fixed, 360 months. A temporary buydown lowers the payment for a limited time; the note rate and the payment the borrower is obligated to pay do not change, and the borrower qualifies at the note rate. Seller concessions are subject to loan-program limits. For illustration only; not a loan estimate, offer or commitment to lend. Rates subject to change. All loans subject to credit and property approval. Canopy Mortgage, LLC, 360 Technology Ct Suite 200, Lindon, UT 84042. NMLS #1359687. Equal Housing Lender. www.nmlsconsumeraccess.org